Personal

 

Home Loans

*FEES AND CHARGES:  Maine Family Federal Credit Union will pay the appraisal fee for a Maine Family FCU First Mortgage up to $500.00. First Mortgage amount must exceed $50,000. The borrower will be responsible for amounts that exceed appraisals fee above $500.00. If the appraisal fee is less than $500.00, the difference will not be applied as credit and no cash will be disbursed. The limited time offer to pay no appraisal fee is applicable to applications received between July 1, 2019 and July 31, 2019.

Mortgage Financing You Can Trust

  • New Homes
  • Second Homes
  • Refinances
  • Mobile Homes on owned land
  • Land Loans
  • Seasonal Homes

Maine Family Federal Credit Union has you covered with a variety or mortgage services to meet your needs. Check out our low rates. Maine Family's dedicated mortgage team is here to help you make the right financing decision.

Apply Now 

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Mortgage Rates:

First Mortgages

Effective 04/10/2019 

Rates are subject to change at any timeRates will be updated on website weekly. Check back often.  
80% Loan-to-Value 
* Annual Percentage Rate.  APR based on loan amount of $100,000;0 points; 10 days prepaid interest

 Terms  Rates  APR*
 1 Year - 5 Years 3.500% 3.547%
 5+ Years - 10 Years 3.500% 3.524%
 10+ Years - 15 Years 3.625% 3.642%
 20 Years 4.125% 4.140%
 30 Years 4.250% 4.261%

Example of a Mortgage loan without Annual Taxes or Insurance: 180 monthly payments of $745.97 based on a $100,000 loan, at 4.125% which equals to $7.46 per thousand. Your payment will vary due to amount, term and interest rate. Other rates and terms available. Membership eligibility required, including $25 minimum share account balance. Fixed interest rates based on credit score. 

Second Mortgages

Effective 01/11/2018 

Rates are subject to change daily. 

80% Loan-to-Value 

* Annual Percentage Rate

 Terms  Rates  APR*
 1 year - 5 years 4.500% 4.508%
 5+ years - 10 years 4.750% 4.754%
 10+ years - 15 years 5.000% 5.003%

85% Loan-to-Value 

*Annual Percentage Rate

 Terms  Rates  APR*
1 year - 5 years 4.750% 4.756%
5+ years - 10 years 5.000% 5.004%
10+ years - 15 years 5.250% 5.253%

*Annual Percentage Rate.

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Your savings federally insured to at least $250,000 by the National Credit Union Administration (NCUA) and backed by the full faith and credit of the United States Government.

About Us

CONTACT US
  • Address: 555 Sabattus St., Lewiston, ME 04240
  • Branch Locations
  • Phone: 207-783-2071
  • Routing #: 211287913
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