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Recreational Vehicle LoansRecreational vehicles
The great outdoors is waiting!

Whether you are looking to hit the road, glide on the water, or ride on the snow covered trails, Maine Family FCU has affordable financing for all the grown-up toys you've always wanted. Whether it's a boat, jet ski, snowmobile, motor home or travel trailer, we have loans that are quick and hassle free.  

  • Boats
  • Jet Skis
  • Motor Homes
  • Campers
  • Snowmobiles
  • ATVs
  • Non-Titled Motorcycles
  • Utility Trailers
  • Tractors

*Maine Family FCU will not finance Park Model RV’s.  

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Offer valid 10/01/2019-11/30/2019. APR= Annual Percentage Rate. APR is determined by Credit Score. This promotion is eligible for new and used snowmobile loans or refinances from other financial institutions. No in house refinancing. Interest will be accrued during the promotional three (3) month period. Maine Family reserves the right to deny any application.

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Other Secured

Non-Titled Motorcycle, Snowmobile, Jet Ski, Utility Trailer, Motor Home, Camper and Boat Loan Rates

Credit Tier Up to 
36 Mo.
48 Mo. 60 Mo. 72 Mo. 84 Mo. 120 Mo. 144 Mo. 180 Mo.
Tier I 3.50% 3.50% 3.50% 3.75% 3.95% 4.75% 5.25% 5.50%
Tier II 4.00% 4.00% 4.00% 4.25% 4.45% 5.25% 5.75% 6.00%
Tier III 5.00% 5.00% 5.00% 5.25% 5.45% 6.25%  6.75%  7.00% 
Tier IV 6.50% 6.50% 6.50% 6.75%        
Tier V 8.00% 8.00% 8.00% 8.25%        

Rates effective 10/11/2019


 

Example of a typical new vehicle loan: 60 monthly payments of $272.88 based on a $15,000 loan, at 3.50% which equals to $18.19 per thousand. Your payment will vary due to amount, term and interest rate. Other rates and terms available. Membership eligibility required, including $25 minimum share account balance. Fixed interest rates based on credit score.

Term extensions may be considered with a .50% loan rate increase for every 6 months added to the original term rate not to exceed 3.00%

Non-Titled Motorcycle, Snowmobile, Jet Ski ATV, and Utility Trailer Loan Terms

2019-2017 72 Mo
2016-2015 60 Mo
2014-2013 48 Mo
2012-2011 36 Mo
2010-2008 24 Mo
2007-2006 24 Mo (add 3% to rate)

 

Motor Home, Camper and Boat Loan Terms

2019-2018 180 Mo (Minimum Loan Amount $35,000 Tier I & II Only)
2019-2018 144 Mo (Minimum Loan Amount $30,000 Tier I & II Only)
2019-2016 120 Mo (Minimum Loan Amount $25,000 Tier I & II Only)
2015-2014 84 Mo
2013-2012 72 Mo
2011-2010 60 Mo
2009-2008 48 Mo
2007-2006 36 Mo (add 3% to rate)

 
Tractor Loan Guidelines (personal use only)

Loan Amount Maximum Term             
$500 to $2,999 24 Mo
$3,000 to $5,999 36 Mo
$6,000 to $9,999 48 Mo
$10,000 to $14,999 60 Mo
$15,000 to $25,000 72 Mo

 

Term extensions may be considered with a .50% loan rate increase for every 6 months added to the original term rate.

Credit Tiers

Effective 03/30/2018
Rates subject to change daily. Rates are subject to credit score.
Percentages are listed as APR - Annual Percentage Rate.

Credit Score                Tier               
680+ Tier I
640-679 Tier II
600-639 Tier III
550-599 Tier IV
549 or less Tier V
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Your savings federally insured to at least $250,000 by the National Credit Union Administration (NCUA) and backed by the full faith and credit of the United States Government.

About Us

CONTACT US
  • Address: 555 Sabattus St., Lewiston, ME 04240
  • Branch Locations
  • Phone: 207-783-2071
  • Routing #: 211287913
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