Auto & Vehicle Loans
Drive Into Savings
At Maine Family FCU, we make financing your vehicle as smooth as the open road. Whether you’re buying new, used, or refinancing an existing loan, we’ve got you covered with:
- Competitive Rates: Drive away with one of the lowest interest rates in town.
- Flexible Terms: Choose a repayment plan that fits your budget, with terms up to 7 years.
- Quick & Easy Process: Enjoy streamlined applications and fast decisions to hit the road sooner.
- Pre-Approval Options: Shop confidently, knowing your financing is already in place.
- Local Expertise: As a member-owned credit union, we’re here to serve you—not shareholders.
Auto & Titled Motorcycle Rates
| Model Year | Term | Rates As Low As | Payment Per $1,000 |
|---|---|---|---|
| 2025-2018 | 3 Years | 5.00% APR* | $29.97 |
| 4 Years | 5.00% APR* | $23.03 | |
| 5 Years | 5.50% APR* | $19.10 | |
| 6 Years** | 6.00% APR* | $16.57 | |
| 7 Years*** | 6.25% APR* | $14.73 | |
| 2017-2015 | 5 Years | 6.00% APR | $19.33 |
| 2014-2010 | 3 Years | 7.00% APR* | $30.88 |
*Annual Percentage Rates published above are based on a credit score of 785 and higher. Rates may vary depending on an individual’s credit score and are subject to underwriting factors and credit approval.
**The minimum 6-year loan amount for autos and titled motorcycles is $15,000.
***The minimum 7-year loan amount for autos and titled motorcycles is $25,000.
Schedule an Appointment With a Lender
Our dynamic lending team is in high gear. If you’re seeking a new loan or considering refinancing, we highly suggest booking your appointment early to skip the wait! Please call 207-783-2071 or email to schedule 🗓️
Convenient Auto Financing at Your Local Dealership with Maine Family FCU
Maine Family FCU is part of a network of lenders that offers the convenience of financing your new vehicle directly at your local dealership. You can secure pre-approval with us in advance to save time and have the flexibility to finance on weekends and holidays, even when our offices are closed. This network encompasses numerous dealers in the Lewiston-Auburn area and throughout Maine.
When buying a new vehicle from any of the preferred dealerships listed below, save yourself time by securing pre-approval at Maine Family FCU beforehand. Inform the dealer of your intention to finance through Maine Family FCU when finalizing your purchase agreement.
Authorized Maine Dealerships
Ask Us About CARFAX and GAP Insurance
Our members receive a free CARFAX when purchasing a vehicle. Ask your lender for details.
