Lifestyle Line of Credit
We’re here for you…
…every step of the way!
Our Maine Family Lifestyle Line of Credit is an unsecured revolving line of credit for our members, which allows members to draw funds from an approved line for most moments that life throws at you. Members use funds as needed and only make payments based on the current balances. Funds may be accessed by share draft, home banking or in person at the Credit Union.
- Weddings
- Medical expenses
- Fertility treatments
- Adoption
- Veterinary care
- Vacations
- Home improvements
- Cosmetic surgery
- Braces or orthodontic work
- & more!
Lifestyle Line of Credit Rates
| Term | Rate | Annual Percentage Rate | Monthly Payment |
|---|---|---|---|
| Revolving* | Prime + 3.00% | 10.75% | 2.00% of the outstanding balance, or $100.00, whichever is greater. |
*APR=Annual Percentage Rate. Credit score of 635 and higher needed to qualify. Wall Street Prime Rate as of 11/7/2024 is 7.75%. The periodic rate is 0.02945%. Rates may vary depending on an individual’s credit score and are subject to underwriting factors and credit approval.