90 Days No Payment

90 Days No Payment Promotion:

Make No Payment* for 90 Days when you finance your Auto or Other Recreational Vehicle with Maine Family Federal Credit Union.

With rates as low as 1.79% APR*, a loan from Maine Family Federal Credit Union makes it easy to ride hassle free, all with the comfort of our low rates and 90 Days No Payment promotional offer.

“Offer valid 10/01/2021-10/31/2021. APR= Annual Percentage Rate. APR is determined by Credit Score. This promotion is eligible for new and used auto and recreational vehicle loans or refinances from other financial institutions. No in-house refinancing. Interest will be accrued during the promotional three (3) month period. Maine Family FCU reserves the right to deny any application. Other rules may apply.”

Auto & Titled Motorcycle Rates

Effective 07/22/2021

YearMaximum TermAnnual Percentage Rate†Payment Per $1,000
2020 & Newer*84 MonthsAs Low as 2.69%$13.07
2019 & Newer**72 MonthsAs Low as 2.25%$14.86
2018 & Newer72 MonthsAs Low as 2.25%$14.86
2015-201760 MonthsAs Low as 2.00%$17.53
2012-201448 MonthsAs Low as 1.90%$21.65
2009-201136 MonthsAs Low as 1.79%$28.55
2006-2008***24 MonthsAs Low as 4.79%$43.78

*Minimum Loan Amt. $25,000 (Tier I,II & III only)
**Term extension available only if Average or Low miles. Minimum loan amount $25,000. (Tier I,II,III only) Commercial Vehicles do not qualify for term extensions beyond 72 months.
***Add 1.00% for high mileage.
†Annual Percentage Rate based on a credit score of 680 or higher.

Term extensions may be considered with a .50% loan rate increase for every 6 months added to the original term rate. Term extension beyond 72 months for model year 2018 is not available.

Recreational Vehicle Rates

Non-Titled Motorcycles, Snowmobiles, Jet Skis, Utility Trailers 

Effective 07/22/2021

YearMaximum TermAnnual Percentage Rate†Payment Per $1,000
2019 & Newer72 MonthsAs Low as 2.25%$14.86
2017-201860 MonthsAs Low as 2.00%$17.53
2015-201648 MonthsAs Low as 1.90%$21.65
2013-201436 MonthsAs Low as 1.79%$28.55
2010-201224 MonthsAs Low as 1.79%$42.45
2008-2009*24 MonthsAs Low as 4.79%$43.78

Term extensions may be considered with a .50% loan rate increase for every 6 months added to the original term rate not to exceed 3.00%

Motor Homes, Campers and Boats

Effective 07/22/2021

YearMaximum TermAnnual Percentage Rate†Payment Per $1,000
2020 & Newer*180 MonthsAs Low as 4.25%$7.52
2020 & Newer**144 MonthsAs Low as 3.65%$8.59
2018 & Newer***120 MonthsAs Low as 3.65%$9.96
2016-201784 MonthsAs Low as 2.69%$13.07
2014-201572 MonthsAs Low as 2.25%$14.86
2012-201360 MonthsAs Low as 2.00%$17.53
2010-201148 MonthsAs Low as 1.90%$21.65
2010-201136 MonthsAs Low as 1.79%$28.55
2008-2009Up to 36 MonthsAs Low as 4.79%$29.88

*Minimum Loan Amount $35,000 Tier I & II Only
**Minimum Loan Amount $30,000 Tier I & II Only)
***Minimum Loan Amount $25,000 Tier I & II Only)
The maximum loan amount for boats is $50,000.  Maximum term is 120 months.
The maximum loan amount for Motor Homes and campers is $75,000.  Maximum term is 180 months.

Tractors (Personal use only)

Effective 10/11/2019

Loan AmountMaximum TermAnnual Percentage Rate†Payment Per $1,000
$15,000 to $25,00072 Months3.75%$15.53
$10,000 to $14,99960 Months3.50%$18.19
$6,000 to $9,99948 Months3.50%$22.36
$3,000 to $5,99936 Months3.50%$29.30
$500 to $2,99924 Months3.50%$43.20