Auto Loans

You might find yourself saying Maine Family Federal Credit Union makes it too easy to get a vehicle loan


Whether you need to get pre-approved before you shop or looking to save some money and refinance your current vehicle, we’ve got you covered. Maine Family Federal Credit Union offers a personalized lending program with great rates and flexible terms. So visit either our Lewiston or Auburn Location or apply online– and finance your next vehicle with a Maine Family FCU auto loan. We have great rates on new and used vehicles and offer a wide range of financing options including terms up to 84 months.

Auto & Titled Motorcycle Rates

Effective 11/04/2021

YearMaximum TermAnnual Percentage Rate†Payment Per $1,000
2020 & Newer*84 MonthsAs Low as 3.50%$13.44
2019 & Newer**72 MonthsAs Low as 3.00%$15.19
2018 & Newer72 MonthsAs Low as 3.00%$15.19
2015-201760 MonthsAs Low as 2.50%$17.75
2012-201448 MonthsAs Low as 2.25%$21.80
2009-201136 MonthsAs Low as 2.00%$28.64
2006-2008***24 MonthsAs Low as 5.00%$43.87

*Minimum Loan Amt. $25,000 (Tier I,II & III only)
**Term extension available only if Average or Low miles. Minimum loan amount $25,000. (Tier I,II,III only) Commercial Vehicles do not qualify for term extensions beyond 72 months.
***Add 1.00% for high mileage.
†Annual Percentage Rate based on a credit score of 680 or higher.

Term extensions may be considered with a .50% loan rate increase for every 6 months added to the original term rate. Term extension beyond 72 months for model year 2018 is not available.