Auto Loans

You might find yourself saying Maine Federal Credit Union makes it too easy to get an vehicle loan


Whether you need to get pre-approved before you shop or looking to save some money and refinance your current vehicle, we’ve got you covered. Maine Family Federal Credit Union offers a personalized lending program with great rates and flexible terms. So visit either our Lewiston or Auburn Location or apply online– and finance your next vehicle with a Maine Family FCU auto loan. We have great rates on new and used vehicles and offer a wide range of financing options including terms up to 84 months.

Auto & Titled Motorcycle Rates

Effective 07/06/2020

YearMaximum TermAnnual Percentage Rate†Payment Per $1,000
2019 & Newer*84 MonthsAs Low as 3.25%$13.33
2018 & Newer**72 MonthsAs Low as 2.95%$15.17
2017 & Newer72 MonthsAs Low as 2.95%$15.17
2014-201660 MonthsAs Low as 2.89%$17.92
2011-201348 MonthsAs Low as 2.80%$22.05
2008-201036 MonthsAs Low as 2.75%$28.97
2005-2007***24 MonthsAs Low as 5.75%$44.21

*Minimum Loan Amt. $25,000 (Tier I,II & III only)
**Term extension available only if Average or Low miles. Minimum loan amount $25,000. (Tier I,II,III only) Commercial Vehicles do not qualify for term extensions beyond 72 months.
***Add 1.00% for high mileage.
†Annual Percentage Rate based on a credit score of 680 or higher.

Term extensions may be considered with a .50% loan rate increase for every 6 months added to the original term rate.