Recreational Vehicle Loans

Grown up toys are fun but can get expensive. We’re happy to help you find a payment that’s right for you.


Whether you need to get pre-approved before you shop or looking to save some money and refinance your current vehicle, we’ve got you covered. Maine Family Federal Credit Union offers a personalized lending program with great rates and flexible terms. So visit either our Lewiston or Auburn Location or apply online– and finance your next vehicle with a Maine Family FCU auto loan.

We have great rates on new and used vehicles and offer a wide range of financing options including terms up to 84 months.

Recreational Vehicle Rates

Non-Titled Motorcycles, Snowmobiles, Jet Skis, Utility Trailers 

Effective 03/11/2021

YearMaximum TermAnnual Percentage Rate†Payment Per $1,000
2019 & Newer72 MonthsAs Low as 2.65%$15.17
2017-201860 MonthsAs Low as 2.40%$17.92
2015-201648 MonthsAs Low as 2.30%$22.05
2013-201436 MonthsAs Low as 1.99%$28.97
2010-201224 MonthsAs Low as 1.99%$42.87
2008-2009*24 MonthsAs Low as 4.99%$44.21

Term extensions may be considered with a .50% loan rate increase for every 6 months added to the original term rate not to exceed 3.00%

Motor Homes, Campers and Boats

Effective 03/11/2021

YearMaximum TermAnnual Percentage Rate†Payment Per $1,000
2020 & Newer*180 MonthsAs Low as 5.25%$8.04
2020 & Newer**144 MonthsAs Low as 4.50%$9.00
2018 & Newer***120 MonthsAs Low as 4.50%$10.36
2016-201784 MonthsAs Low as 3.00%$13.21
2014-201572 MonthsAs Low as 2.65%$15.04
2012-201360 MonthsAs Low as 2.40%$17.70
2010-201148 MonthsAs Low as 2.30%$21.83
2010-201136 MonthsAs Low as 1.99%$28.64
2008-2009Up to 36 MonthsAs Low as 4.99%$29.97

*Minimum Loan Amount $35,000 Tier I & II Only
**Minimum Loan Amount $30,000 Tier I & II Only)
***Minimum Loan Amount $25,000 Tier I & II Only)
The maximum loan amount for boats is $50,000.  Maximum term is 120 months.
The maximum loan amount for Motor Homes and campers is $75,000.  Maximum term is 180 months.

Tractors (Personal use only)

Effective 10/11/2019

Loan AmountMaximum TermAnnual Percentage Rate†Payment Per $1,000
$15,000 to $25,00072 Months3.75%$15.53
$10,000 to $14,99960 Months3.50%$18.19
$6,000 to $9,99948 Months3.50%$22.36
$3,000 to $5,99936 Months3.50%$29.30
$500 to $2,99924 Months3.50%$43.20